transforming collections for 2025 and beyond

AFM collects for

your business.

You deserve a collections partner who understands the complexities of commercial debt recovery. With deep insight, seamless integration, and a relentless focus on results, you gain more than a service—you gain a strategic advantage.

Place debt with AFM

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performance today + performance tomorrow

You’re aligned with
a next-generation commercial collections firm—engineered to meet the demands of complex organizations and deliver scalable success.

When overdue accounts start affecting your business, you need a proven partner. Based in Chicago and backed by in-house attorneys and experienced collectors, you gain a commercial collections team that knows how to recover what you're owed—efficiently and professionally.

Backed by attorneys

Licensed & bonded

Industry-beating liquidation

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Attorney-driven effectiveness

End-to-end business partnership

Future-focused
drive with integrity

The right collections approach is the financial competitive edge most businesses are missing.

industry focus

Building on industry expertise with clients in:

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Insurance

Property & Casualty, Workers Compensation, Subrogation

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Transportation

Servicing 3PLs and asset-based carriers

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Software

SaaS contracts, professional services, and consulting

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Other Industries

We serve clients across the country in all industries, including Construction, Finance, Hospitality, Media, Security, & Staffing

Attorney-driven

Effective

Partnership

Vision

Certified

Attorney-driven

Effective

Partnership

Vision

Certified

testimonials

See why we're partners for the long haul

Berlin Packaging

The fact that you have been able to recover what you have to date is fantastic. Your plan ... moves this matter into the EXCEPTIONAL category. Great work.

United Notions

When I need a total of an account in collections, through Client Web Access [Client Login], the information is right there for me to log in and get. I can pull information up while I have a collections account on the phone and tell them exactly what they owe.

Liberty Roofing Center

My experiences with AFM have been nothing but satisfying. Everyone that I have had the pleasure of dealing with has left me completely satisfied. The professionalism and commitment to service is second to none.

Reebie Storage & Moving Company

I only send accounts to AFM after thoroughly exhausting internal collection efforts. It is thus amazing that AFM has been able to collect anything for Reebie, but AFM has come through on numerous occasions. I would strongly recommend AFM to other companies that need help collecting on unpaid accounts.