AFM means

better results.

For over 40 years, AFM has been delivering industry-beating collections for our clients.
why AFM

The right collections approach is the financial competitive edge most businesses are missing.

Why place with AFM?

You gain a strategic partner with legal depth and data-driven precision—delivering consistent results through integrated processes and professional rigor.

Once you make the switch, you stay—because you gain a partner who’s in it for the long haul, committed to your success every step of the way.
Attorney-Driven Effectiveness
The backing of a legal entity from the first outreach and attorneys as collectors, to drive urgency, claim quality and overall success rates

Attorney services at collection agency rates, always on a contingency basis – no fees unless we collect

A commitment to getting results: always striving for error-free files, with some of the highest success rates in the industry
End-to-End
Business Partnership
Above and beyond client partnership end-to-end, from initial claim to litigation support (if required)

Easy, intuitive, transparent ways-of-working to act as a true extension of our clients’ teams

Deep expertise in commercial collections, with over 60+ years of experience
Future-Focused Drive With Integrity
Data-backed approach to improve processes, leveraging cutting edge technology and an always-accessible online reporting dashboard

Leadership with a modern vision, striving to build an even more innovative future of debt collection

Awarded for a reason

AFM is ranked as one of the Best Places to Work in Collections. This means our employees care about their work — we're an industry-beating team that cares about you and we don't give up on your files until we collect.
Our employees enjoy working at one of the best places to work in collections becase AFM offers:
  • Unlimited PTO
  • Fully Remote
  • Supportive Culture
15%
higher revenue
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How can working with AFM improve your business?

Working with AFM can significantly strengthen your bottom line by helping maintain margin on every dollar earned. For instance: AFM collects $100,000 on behalf of Company A, which makes a 10% margin on its business. That's the same as having your team find another $1 million in new sales. AFM also collects faster than our competitors due to our Attorney Intervention Program and on-site law office, which means we collect more and you get your money faster.

process

The AFM proven process

Client-driven service with continuous improvement.
1

Analysis

Your business is unique—and your collections strategy should be too. That’s why everything starts with understanding your goals, your challenges, and how you operate.
2

Strategy

Your business deserves a strategy built around your goals—not a one-size-fits-all approach. That’s why every plan is tailored to what works best for you.
3

Execute & Report

You stay informed while we stay relentless—working behind the scenes to recover what’s owed to you, with full visibility every step of the way.
4

Remit

You receive your recovered funds quickly and accurately—always on time, always correct.

Experience operational excellence with AFM

The right collections approach is the financial competitive edge most businesses are missing.
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